💳 Fintech

Fintech Sector Tracker

Digital payments penetration reaches 80% with UPI dominance

Data as of Q1 2026Updated quarterly

50°

MIXED SIGNALS

Consensus Temperature

Public Metrics

UPI Monthly Transactions

18.4B

transactions/month

↑ +48% YoY

Digital Payments Penetration

80%

of retail

↑ +15pp YoY

Fintech Funding

$2.1B

FY25 total

↓ -12% YoY

🔒Per-Transaction Revenue by Platform

🔒BNPL Default Rates

🔒Neobank CAC Trends

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Deep-dive profitability metrics, competitive benchmarks, and quarterly trend data.